At Senior Financial Resources, we specialize in what we call “Safe Money Strategies;” we are experts at finding financial solutions that protect your principal, while still providing reasonable credited interest rates for your retirement savings.

It is now possible to benefit from the stock market’s advances without losing one’s market-linked interest credits during a subsequent decline. These strategies are financially sound and based on actuarial fundamentals created by the issuing insurance companies.

  • Safe-Money Strategies

    Am I saving enough for retirement? Can I afford to risk my life savings in the stock market so close to retirement? Will I outlive my savings?

    These are questions most people ask, no matter what their station or background. Protecting personal assets without the possibility of losing them is the age-appropriate goal for such savers, allowing them to thrive in good years and maintain those gains amid difficult ones.

    With Safe Money Strategies, you may be protecting your market-linked interest credits without the possibility of losing them. Innovation in the financial services industry has made this possible by adhering to the contract conditions to partially benefit from the stock market’s advances — without losing those credits during a subsequent decline.

    Insurance and annuity products have undergone a renaissance in the past 20 years. There is innovation in every industry and the world changes faster than ever. Remember, in 2006 there was no such thing as an iPhone. The financial services industry is no different. The solutions and insurance products that were available when you began planning for retirement are different from those that are available today.

    At Senior Financial Resources, we can help ensure you are on the right path to achieving your specific financial objectives with the most up-to-date strategies available. Contact us today, and we can walk you through a comprehensive review of your financial plan toward retirement.

  • Wealth Transfer Strategies

    At Senior Financial Resources, we believe retirees and their heirs should have every choice, every benefit, every tax advantage, and every cutting-edge strategy available to them.

    Having implemented innovative strategies on behalf of our clients, we have provided them and their heirs with financial choices, generous endowments, and added peace of mind. We understand that these funds are more than just income; they represent your legacy to the next generation.

  • Long-Term Care Planning

    Living longer has become a near certainty, but planning for it has become the necessity not many discuss. This may be due to medical advancements or healthier lifestyle choices we have made. Since many of us don’t consider what we will need if stroke, dementia, Alzheimer’s disease, or a simple fall were to affect us, we don’t plan thoroughly. Today, it is possible to live for many years after debilitating illnesses, but consider this: What effect will it have on your loved ones?

    Help protect what matters most to you — your family, your home, your nest egg — with longevity planning. The fact that there is a 7 out of 10 chance you will need some form of long-term care after age 65 is not only startling but also a reality.1

    At Senior Financial Resources, our long-term care solutions are tailored to help meet your specific financial needs if faced with a health crisis. We help you select the most appropriate plan and ensure the plan also fits comfortably within your budget. Our goal is to protect your retirement from the unknown by delivering a solution that adds peace of mind for you and your family.

    1 “Long-Term Care: The Basics.” U.S. Department of Health and Human Services.

  • Results

    Since our incorporation in 1999, we have been offering insurance policies and annuity contracts designed to protect our clients’ hard-earned money. We don’t make recommendations to invest directly in the stock market because we know market-risk is not diversifiable. Hence, we don’t expose our clients to market risk in the first place.

    Safe Money Strategies mean employing state of the art insurance policies and annuities that are designed to protect a client’s contract value and any earned gains without losing them. This involves insured savings platforms that will credit market-linked interest during good years and protect those gains during declining years. Over time, this provides clients with modest growth amid a growing economy, and principal protection amid years of economic decline and volatility.

    At Senior Financial Resources, we believe in the fundamentals. We understand that exotic mutual funds and aggressive stock trading strays from a basic understanding of what a retiree looks for in retirement. Our savings strategies have a track record of success based on conservative and careful planning and an understanding of each client’s unique needs and goals.

    Please feel free to contact us for more information about our results. We are happy to go into detail about our services and track record and provide the testimony of Client Family members who are happy to share their experiences with you.